Monthly budget planner
Plan your month
Work through the four steps. Everything recalculates as you type and is saved in this browser only.
What do you bring home?
Use take-home pay, the amount that lands in your account after taxes and deductions. Add side income, benefits or child support as separate lines.
SourceAmount per paycheckHow oftenPer month
Where does it go?
Set a planned amount for each category, then enter what you actually spent. Mark each one as a need (rent, utilities, minimum debt payments) or a want (dining out, hobbies).
CategoryTypePlannedActualDifference
What are you saving for?
Add each goal with its target, what you have saved so far, and how much you plan to set aside each month. We estimate the month you will reach it.
GoalTargetSaved so farMonthly deposit
Where your money went
Actual spending by category
The 50/30/20 check
A common guideline: about 50% of take-home pay on needs, 30% on wants, 20% to savings and extra debt payments.
Planned vs. actual
Actual, within planActual, over planPlanned
Month-by-month comparison
IncomeExpensesLeft to save